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Oct 225 min read

What Should You Do If You’re Involved In A Hit-And-Run Accident?

If A Driver Bumps Into Another Car, Bumps Into A Person, Or Damages Property And Leaves Without Providing Or Receiving Insurance Information, Attending To The Injured, Contacting Law Enforcement, Or Any Other Action, This Is Known As A Hit-And-Run Accident.

Although Most Drivers Have No Idea About The Procedures To Follow In Case Of A Hit And Run, A Number Of Them Know What To Do After An Accident Has Occurred.


There, We Will Explain How To Cope With This Awful Event And How A Personal Injury Attorney Who Specializes In Hit-And-Runs Can Help You Get Through This Ordeal And Come Out With Victory. 

Indeed, Having An Idea Of The Measures To Take In The Unpleasant Possibility Of An Accident Where The Driver Takes Off Can Help In Safeguarding Oneself As Well As Providing The Police With Sufficient Details To Catch The Offender. 


Hit And Run Accident: What Is It?


In A Hit-And-Run Accident, The Driver, Typically The One At Fault, Intentionally Flees The Scene And Leaves No Contact Information Behind. Here Are A Few Instances Of Hit-And-Run Accidents:


  • After Hitting You, A Car Accelerates Away Without Stopping.

  • When Someone Hits Your Unattended Parked Automobile, They Don't Leave Any Contact Information So That You Can Get Compensated.


Hit And Run Accident: Legalities Under Bns


  • In The Event That There Are No Fatalities Or Injuries From A Hit-And-Run Accident, The Perpetrator May Face Charges Under Section 81 Of The Bns, Which Addresses Reckless Driving And Riding On A Public Pathway. This Violation Has A Potential Six-Month Maximum Sentence In Jail, A Fine, Or Both.

  • Depending On The Severity Of The Injuries, The Criminal May Be Charged Under Section 125 Of The Bns Producing Hurt By Conduct Endangering Life Or Personal Safety Or Causing Grievous Hurt. Penalties Can Be Imposed For Such Violations.

  • When There Are Fatalities Due To A Hit-And-Run Incident, The Offense May Be Escalated Towards Longer Criminal Charges Like Culpable Homicide Not Amounting To Murder (Section 105 Of Bns). This Offense Has A Possible Long Prison Term That Could Also Attract A Very Huge Fine Imposed By The Court.


Process To Follow After Hit And Run Accident


You Can Take These Steps If You Are Hurt In A Hit-And-Run Accident. These Will Assist You In Remaining Secure And Avoiding Legal Issues.


  • Check For Injuries: If You Or Another Collision Victim Needs Emergency Attention. Move Your Vehicle Safely Out Of The Way Of Incoming Traffic To Avoid More Collisions.

  • Secure Information: Remember To Collect The Particulars Of The Other Motorist And The Car In Question. You May Have Information Such As A Registration Number, Vehicle Make And Model, A Profile Of The Driver, Etc. If There Are Bystanders At The Accident Scene, Solicit Their Details As Well.

  • File A Report With The Law Enforcement Authorities: Notifying The Cops About The Accident Is Vital Despite The Offending Party Having Fled The Scene. Accident Reports From The Police Are Essential In Pursuing The Other Motorist Or His Or Her Insurance Provider.

  • Account Of A Collision: The Photographs Should Encapsulate The Ruined Vehicle, The Place Where The Crash Occurred And Any Other Relevant Aspects Associated With The Incident. With Such Evidence, You Can Either Initiate An Insurance Claim And Seek Payment From The Other Driver Or The Insurance Company.  

  • Talk To Your Insurance Company: If The Other Driver Fled From The Scene, It May Be Possible For You To Pursue Damages Against That Driver’s Policy. Your Insurance Provider Might Assist You In Making A Claim And Obtaining Just Compensation.


Hit And Run Accident: Does Insurance Cover It?


  • In Parking Lots, Hit-And-Run Incidents Occur Often. The Other Motorist Might Leave Their Contact Details On Your Car, But Most Of The Time, They Drive Off In The Hopes That No One Will Find Out About The Hit-And-Run. This Is An Offense Police Take Seriously, Even Though The Accident Didn't Happen On The Road And No One Was Hurt In Either Automobile.

  • A High Probability Exists That Your Mishap Was Documented On Video Due To The Widespread Installation Of Security Cameras In Commercial And Multi-Family Residential Buildings. Ensure To Collect Your Own Photographic Or Video Evidence For The Police And Your Insurance Company As Well.

  • After This, Please Proceed To A Collision Repair Garage To Have An Assessment Of The Damage Done To Your Car, It Would Be Better If You Got An Estimate That Is Not Within Your Insurance Provider. Furthermore, This Information Will Be Used By Your Personal Injury Attorney To Strengthen Your Case Against The Other Motorist And The Damages You Are Requesting.


Hit And Run Accident: How To File For The Insurance Claim?


You Can File A Claim If You Have Comprehensive Coverage, But You Might Have To Pay A Significant Excess And Forfeit Part Or All Of Your No Claims Discount. Certain Insurers Provide No Claims Discount (Ncd) Protection, Which Keeps Your Ncd Intact.


You Might Have To Pay For Repairs As Well As Lose Your Insurance Benefits If The Hit And Run Motorist Isn't Found, As You Won't Have Anyone To File A Claim Against. In Order To File An Insurance Claim For A Hit-And-Run, You Will Require:


  • A Police Crime Number Which Is Unique For The Incident Reported.

  • Create As Much Information As Possible Including The Description Of The Vehicle And The Number Plate Of The Other Motorist.

  • Provide The Names And Contacts Of People Who Witnessed The Incident.

  • Details Of The Accident Including Where, When, And Why It Happened.

  • Photographs Of Your Vehicle’s Damage And The Area Of The Accident.


In A Hit-And-Run Accident Claim, Other Insurance Coverage Like Third Party Fire And Theft Or Third-Party Property Damage Won't Pay For The Damage To Your Own Vehicle.


Even In Situations Where You Are Unsure Of The Identity Of The Driver, Several Insurers Provide Policy Add-Ons Like Excess Protection That Enable You To Recover Your Excess On An Insurance Claim.


To Ensure That You Are Acting Appropriately, Take A Deep Breath And Calm Yourself. Keeping Your Cool In This Challenging Situation Will Make Things Easier. Chasing A Driver After An Accident Is Not Safe If You Intend To Get Their Details Or Leave Them A Note. Action Should Be Taken Promptly If You Wish To Trace The Driver. 


One Can Talk To A Lawyer From Lead India For Any Kind Of Legal Support. In India, Free Legal Advice Online Can Be Obtained At Lead India. Along With Receiving Free Legal Advice Online, One Can Also Ask Questions To The Experts Online Free Through Lead India.


Visit Us: — www.leadindia.law

Call Us: +91–8800788535

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